Finding the cheapest auto insurance Texas can be a tough challenge for most drivers. This is mainly because the law requires every driver to have at least PIP insurance. This is required by Texas state law in order to drive your car legally. There are ways you can get cheap auto insurance in Texas though, even if you don't have PIP coverage. You need to keep in mind that cheap rates are not always the best coverage. Insurance companies all have their own discounts and incentives that they give drivers for having a certain type of car insurance coverage. Some of these can be very substantial. Therefore, it is important that you find out about all of the different types of coverage before you buy a policy. This will ensure that you have the best rates possible for all of your insurance needs. One of the easiest ways to find cheap rates on car insurance in Texas is by looking online for a website that will do the work for you. You will be able to quickly find several different quotes from the top auto insurance companies right on your computer screen. Some websites will also offer comparison tools so you can see how the different insurance companies compare with one another. When you compare rates online you want to make sure that you are comparing apples-to-apples. For example, you may be looking for the cheapest auto insurance Texas but then you may want to also find out what types of coverage they will offer you. It might be a good idea to get two or three different quotes so that you can see exactly which company can offer you the cheapest auto insurance Texas. You can even consider looking for an auto insurance agent that will work with you in order to get you the cheapest rates possible. This way you can have your agent call each company to find the cheapest rates possible. You may be surprised at how cheap auto insurance can be in Texas. Especially around the holidays, when people tend to be a little more reckless. If CheapCarInsuranceTexas have had an accident or a speeding ticket in the past seven years, you can expect to pay a lot less than if you haven't had any traffic violations at all. This is because premiums are based solely on risk, not on previous tickets or accidents. Another way to find cheap auto insurance in Texas is by looking for it online. This will allow you to compare quotes from several different providers within just a few minutes. Just as you would when buying a policy offline, you will need to provide some basic information. This may include information about your age, sex, vehicle, driving history, and credit history. The more detail that you provide the faster you will be able to find a cheap auto insurance in Texas. Once you've compared a few quotes online, you can then decide whether you want to purchase the policy online or offline. Many people prefer to buy policies offline because they feel more confident that they are receiving an accurate price quote. However, buying a cheap auto insurance policy online is also very convenient if you don't feel comfortable filling out all of the necessary information on the application. Regardless of which option you choose, it is important that you shop around and do some comparison-shopping before buying a new auto insurance policy. Don't assume that you have found the best deal. Take the time to look around, and don't settle until you've found the policy that is right for you. This will ensure that you always have the coverage you need at a price that is right for your wallet.